Hello,
I am new to the forum and have several accounts with different collection agencies, mostly medical bills. They are mine and would like to start with Unique Collection, I have six with them, I disputed the accounts saying that I had insurance at the time, which was false, just to see if they would be deleted magically(I know, what was I thinking 
). They updated by saying "disputed by debtor" but that's it.
What should I do next?
Send them a debt validation letter, pay for delete or what?
So lost.
Cynthia
