08-06-2009 10:34 AM
I just inherited $4000 so I took all that $ to pay down the balances on my revolving accounts!!!! That brings me down to 10% util!!!!! I'm sooooo excited to see what happens to my scores!!! According to the simulator it should bring me up at least 30-40 points on my TU. My EQ is about the same...I also have a DV out to AFNI which I'm waiting on----I'm 99% certain that collection doesn't belong to me.
08-06-2009 10:38 AM
Congrats!!!!! Especially on your obvious control....that would be hard not to spend some!
But that's the mindset you get after you've been here for a while. Paying down becomes so much more important than it used to be!!!
08-06-2009 10:48 AM
My Util before was 45% so getting down to 10% is amazing for me!
Bungalow...tell me about it!!! It was REALLY hard to not spend the $!!! Since seeing the improvements over the past year it would be a shame to backtrack!
08-06-2009 10:51 AM
The only thing to splurge on is...buying your 2 FICO's when the accts update ...and have a drinkie to celebrate!*
*Type of drinkie is totally your call!!
08-06-2009 11:14 AM
08-06-2009 11:25 AM
Does it cost anything? Thanks.
Yes...about $15 each for EQ & TU.
Check your pm's!!!! Sent you something