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Hey everyone, if a junk debt buyer would come after me for a zombie debt, could I contact the FTC for the purpose of getting them to force the JDB to show proof of the chain of title and that they really own the debt and have a right to collect on it?
No. Thats up to a court of law, not the FTC.
If a JDB attempts to sue for a zombie debt (within SOL), you can demand such proof. If it's old debt beyond the allowable reporting period (and beyond SOL) a C&D letter is all thats needed.
Google for the mini-book "Defending Junk Debt Buyer Lawsuits" by Peter A Holland. Its available for free all over the internet. Also be sure to visit the forums at www.debtorboards.com - lots of information on defending against that sort of thing.
You also might check out your state law.
I recollect a few states that require, as part of or prior to any legal action, provision to the consumer of proof of ownership.
South Carolina comes to mind.