My husband financed a truck in December 2008 with Aneca FCU. It was only in his name. My car was financed in May 2007 with Capital One. It was only in my name.
In October 2011, we decided to refinance both of our vehicles with Aneca FCU. This means I was not an account holder with Aneca FCU until October 2011.
He was 30-days-late with one truck payment in July 2011, and it is showing up on my credit report! Can they do that? I had no affiliation with Aneca FCU until October 2011, but a late payment on his account in July 2011 is showing up on my credit report!!!!!
Starting Score: (5/2012) EQ 576 TU 582