It is a letter from a CA, for an old Cap1 account. The account with Cap 1 was from back in 01. They now show a balance of 0 so I assume they sold it to this CA. But on the back it says that
"No credit reporting will occur if the federal reporting period has expired or we have not previously reported on this account". It is not on my report as of now, so can they add it? Or am I past the SOL?
Message Edited by smooshiesmom on
05-19-2008 10:43 AM