So DH has a CO with an OC, but they did not turn it over to a CA. It's a $1500 balance that was charged off. Is it possible to request a PFD wiith the OC for this account? Or does that typically only work with CAs for non-chargedoff (<---Totally made that word up just now LOL) balances?
Starting Score: 504 July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013 Goal Score: All Scores 760+, Newest goal 800+ Take the myFICO Fitness Challenge Current scores after adding $81K in CLs and 2 new cars since July 2013 EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.