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Hey Everyone,
So DH has a CO with an OC, but they did not turn it over to a CA. It's a $1500 balance that was charged off. Is it possible to request a PFD wiith the OC for this account? Or does that typically only work with CAs for non-chargedoff (<---Totally made that word up just now LOL) balances?
Starting Score: 526 EXP 09/2012 600 FICO 10/2012 608 EX (lenderpull)11/2012 
Sure you can send a PFD to an OC.
Starting Score: 504
Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
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