Cancelled Judgment?

Loques · ‎12-22-2010

I recently sent a letter to the plaintiff/OC about a judgment that has been sitting on my CR since '08. Surprised as I was to get a reply, they told me that they sent a letter to the court (I now have a copy of this) 2 years ago to cancel the judgment. I am trying to figure out what I can do about getting this off of my CR. The debt was paid that year and everything is cleared up. Should I dispute and send the letter with it? I'm a little confused about which direction to go. Thanks!

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chasmith · ‎12-22-2010

A judgement is a Public record and you need to get it removed from the Court records first. Try t contact the clerk and see if this can be done informally with the letter or you need to petition to vacate the judgement.

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Anonymous · ‎12-22-2010

@Loques wrote:
I recently sent a letter to the plaintiff/OC about a judgment that has been sitting on my CR since '08. Surprised as I was to get a reply, they told me that they sent a letter to the court (I now have a copy of this) 2 years ago to cancel the judgment. I am trying to figure out what I can do about getting this off of my CR. The debt was paid that year and everything is cleared up. Should I dispute and send the letter with it? I'm a little confused about which direction to go. Thanks!

More than likely what they meant was that they sent a notice to the court that the judgment was "satisfied" (i.e. paid). A satisfied judgment is not removed from your credit report. You'd need to have the court vacate the judgment for that.