07-30-2013 11:29 AM
Question: Cant get a few CAs to PFD but they will update and since the settlement is for less than the OB, will this wreck my score with both an update AND a report of paid for lesser amount?
07-30-2013 11:30 AM
If they haven't updated in awhile, then yes, it could cause a drop in scores. And of course they are willing to update, it's mandated.
07-30-2013 12:12 PM
Could list "settled for less than owed", or some wording like that.
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