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Cap One 30 Day late dispute from Nov. 2011 on CC, removal granted!!

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Cap One 30 Day late dispute from Nov. 2011 on CC, removal granted!!

I am amazed, that after going through these forums very diligently and soaking up the wealth of advice I was able to get this taken off.

I was advised that I will receive a letter within 10 days and it should be removed within 60-90 days.

 

With your educated/best guess - how much should this improve my score? I have no other bad items on my report. My current eq is a 652.

 

The number I called to have this item removed was 8006257866

 

Keep in mind I have this credit card and an auto loan through them.

 

Thank you for your input.

 

 

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1 REPLY 1
llecs
Moderator Emeritus

Re: Cap One 30 Day late dispute from Nov. 2011 on CC, removal granted!!

Congrats!

 

If the late is just over a year old, and if the late is the #1 negative scoring reason on your FICO report, then I'd guess a 10-20 pt gain when you pull your FICO next (once removed). If not listed as the #1 negative, then my guess would be less.

Message 2 of 2
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