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Cap One - Account Open Dates

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surbee
Valued Member

Cap One - Account Open Dates

Hello myFICO peeps.

 

I'm in the process of rebuilding my credit and my goal is to get over 720 to do a favorable mortgage loan refi. I've come a long way! I think I'm in the gardening phase but am looking for any ways to get the numbers up and wondered...

 

I used to have two cards with Cap One with dates opened - April 2004 + November 2006. Both of those cards are now closed.

 

I opened a new account/card with Cap One in July. 

Does anyone know of Cap One might be game to change my date open on the new card back to April 2004 when I first started doing biz with them?

Looking for ways to improve my length of credit history...
.

Thanks in advance! 

-------------
06/2013 -- TU 690 - EX 674 - EQ 673
03/2013 -- TU 638 - EX 685 - EQ 654
01/2013 -- TU 607 - EX 573 - EQ 597

GOAL -- All Above 700... I'll get there soon enough!
Message 1 of 8
7 REPLIES 7
Burned2manybridgesB4
Valued Contributor

Re: Cap One - Account Open Dates

No. No way.

Amex does that.

Message 2 of 8
lg8302ch
Senior Contributor

Re: Cap One - Account Open Dates


@Burned2manybridgesB4 wrote:

No. No way.

Amex does that.


+1  only an Amex feature Smiley Happy

Message 3 of 8
coldnmn
Mega Contributor

Re: Cap One - Account Open Dates

I'm thankful Cap1 gave me a chance. But as far as doing favors. Nop, No Way, No how! Just AMEX does that!Smiley Frustrated

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 4 of 8
Burned2manybridgesB4
Valued Contributor

Re: Cap One - Account Open Dates

What Cap 1 will do for you:

 

annoy with frequent "preapprovals" for an auto loan....Smiley Indifferent

email you about using their card more often......Smiley Indifferent

offer you discounts on a store out of your "generation," or driving distance.....Smiley Frustrated

 

..and most likely deny your CLI, if dealing online, or with the frontline csr.....Smiley Tongue

Message 5 of 8
juggalo9er
Valued Contributor

Re: Cap One - Account Open Dates


@Burned2manybridgesB4 wrote:

What Cap 1 will do for you:

 

annoy with frequent "preapprovals" for an auto loan....Smiley Indifferent

email you about using their card more often......Smiley Indifferent

offer you discounts on a store out of your "generation," or driving distance.....Smiley Frustrated

 

..and most likely deny your CLI, if dealing online, or with the frontline csr.....Smiley Tongue


+1

not to mention reading the same tired script repeatedly

Message 6 of 8
coldnmn
Mega Contributor

Re: Cap One - Account Open Dates

My avatar is a real time photo counting the ways Cap 1 has helped me !

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 7 of 8
juggalo9er
Valued Contributor

Re: Cap One - Account Open Dates


@coldnmn wrote:

My avatar is a real time photo counting the ways Cap 1 has helped me !


rofl

Message 8 of 8
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