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Cap One CLI

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chicharitta
Established Member

Cap One CLI

Holy crap you're not gona believe this one. I just got some love from Cap One. I was online reviewing account balances and decided to ask for a CLI just for the fun of it. much to my surprise they gave me a $500 CLI thats double what I had.


4-1-13 My FICO 633
Joined the Garden Club 04-08-13
Message 1 of 11
10 REPLIES 10
sharriel
Frequent Contributor

Re: Cap One CLI

That's great!

 

THis was a regular card right?  I have a secured card

5/16/13 Starting FICOEQ: 521 FICOTU: 536 FICOEX: 571
5/13/14 Current FICOEQ: 668 FICOTU: 690 FICOEX: 673
Message 2 of 11
ahh10000
Valued Member

Re: Cap One CLI

Congrats!  I woke up this morning, checked my balance(s) on the phone, and I saw that I had been given a CLI of $1500 on my Cap1 rewards!  Couldn't believe they would increase from the measly $500.00 I had before!  I should buy a lottery ticket today or something...

Message 3 of 11
essilem
Valued Member

Re: Cap One CLI

I just noticed this month that my limit was also increased from $500 to $2000...what the heck?  All these years of asking for a CLI and this comes out of the blue?  I'll take it!!


Starting Score: 611
Current Score: TU 674, EQ 625
Goal Score: 850


Take the FICO Fitness Challenge
Message 4 of 11
azguy13
Senior Contributor

Re: Cap One CLI

Congrats everyone!

 

I have also been hearing a lot lately about unsecured CLI's on secured cards from Cap1. 

Message 5 of 11
Miscellamy
Contributor

Re: Cap One CLI

Similar story here: they recently denied my online CLI request, then increased my limit by $1K (from $1250 to $2250) a few days later, with no explanation. I'll take it!

Message 6 of 11
Shellie
Valued Contributor

Re: Cap One CLI

This is awesome!  I wish I'd get one.  I've only had my cards for a short while.  One since May 2013 and the other is coming up on the 1 year mark some time soon.  I just got a CLI grom the $300 to $500 mark in June tho (on the older card) so I probably won't get another one for a while.

Message 7 of 11
myjourney
Super Contributor

Re: Cap One CLI

That's wonderful congrats 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 8 of 11
newhouse2013
Regular Contributor

Re: Cap One CLI


@Miscellamy wrote:

Similar story here: they recently denied my online CLI request, then increased my limit by $1K (from $1250 to $2250) a few days later, with no explanation. I'll take it!


I hope they grant me the same wish...I requested an increase the other day as well and was declined because I just got one in June. 


Starting Score: 529
Current Score: EQF 643, TU 677 EXP 631,Lender Pulled Aug 2, 2013 EX 665, TU 664 and EQF 643
Goal Score: 701



Take the myFICO Fitness Challenge
Message 9 of 11
Random_idiot
Established Contributor

Re: Cap One CLI

same here.. i started off with 350, and within 2 months of paying bill on time in full they increased my limit to 750 without me even asking. 


Total Credit Line- $89,300| Personal- $78,650 | Biz- $5,650
Current Score [F9]: EX-721 || TU-759 || EQ-768 || AAoA-2yrs7mo || uti- 1% || 100% payment history || 9 inq
Message 10 of 11
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