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Cap One Increase

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Anonymous
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Cap One Increase

Well Cap One credit steps increase reported this morning. From $1500 --> $2000

 

The best part? MyFico alert from Experian jumped from 617 to 671 Smiley Happy

 

Dont know what else played a part, but the increase alert only listed the Cap One llimit increase as the explanation? Nice.

Message 1 of 4
3 REPLIES 3
Anonymous
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Re: Cap One Increase


@Anonymous wrote:

Well Cap One credit steps increase reported this morning. From $1500 --> $2000

 

The best part? MyFico alert from Experian jumped from 617 to 671 Smiley Happy

 

Dont know what else played a part, but the increase alert only listed the Cap One llimit increase as the explanation? Nice.


The change is what triggered the alert and score recalculation, but there are a lot of things that can change that do not trigger alerts, so the alerts can often be misleading.

Message 2 of 4
Anonymous
Not applicable

Re: Cap One Increase

Norman that makes alot more sense!

 

1) My last collection account finally fell off

2) US Dpt of Ed studentl loan defaultss were deleated

3) Account being collected by garnishment changed from 120+ days past due to "Pays as Agreed"

 

So looks like you are correct. 

Message 3 of 4
RonM21
Valued Contributor

Re: Cap One Increase

Well congrats on the increase and nice score bump! Continue moving forward from there, and on to more success!!


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 4 of 4
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