Hey guys please help me understand this.. In July of last year my Cap One account got charged off.. FFWD in january i made a payment and this are the ledgers as follows..
1.JULY-CO, AUG-ND, SEP-ND,OCT-ND,NOV-ND,DEC-ND, JAN-ND, FEB-CO, MRC-CL.. after caling Cap One they decided to update it. This is what they updated it to.
2.JULY-CO, AUG-ND, SEP-ND,OCT-ND,NOV-ND,DEC-ND, JAN-CLS.
Please how does this affect my score, should i call and request for a total removal of entire TL or leave it as that???
