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I have 2 Capital One accounts - One reports on the 4th and the other on the 8th of each month. The statements are cut and they are displaying reported on Equifax. Neither one has reported on Experian or Transunion yet this month.
I wonder why it takes so long for Capital One to start reporting? I added my Son & my Husband as authorized users & they both have their own cards now. Will Capital One definitely report for them also?
@BSL1229 wrote:I wonder why it takes so long for Capital One to start reporting? I added my Son & my Husband as authorized users & they both have their own cards now. Will Capital One definitely report for them also?
Yes, the entire history will be reported on their profile.
My Experian finally reported this months Capital One balances. Transunion still does not report, this is frustrating since I paid both accounts down to $0.
+1
My Cap One QS also reported to Experian today, 5 days later than usual?
No updates on both EQ & TU, CAP ONE probably reports to all three CRA's simultaneously? but I think that EQ & definitely TU, take a little longer in updating and reporting!
My Capital One and Wells Fargo Credit cards are both failing to report to Experian and Equifax. I believe they once reported but were removed either after I lost a card or after I disputed to have the balance and credit limit updated. I've called Equifax over and over again, and they refer me back to the banks. I've called the banks, and they've referred me back to the 3 main agencies. Today, I finally decided to call Experian instead. They saw where the accounts were once deleted. They are showing up on all my AU's reports. They said that it is possible that the banks are reporting and it's not showing up. Since they requested the accounts be removed, the banks have to submit re-insertions according to Experian. I've consolidated my student loans, and they show up as two longs in good standing. I just e-mailed customer service and asked if they report to all agencies because these are also only on 2/4 reports.
I am waiting for Cap 1 to report as well. I just paid my card off $4500 to $0. I was hoping (and waiting) for a score jump.
My Capital One finally started reporting on May 14th. I was approved on April 3rd & received the card within a week. They definitely take a while to report. They are also reporting on my Husband & Son's credit reports now since I added them as authorized users. I just hope they are consistent with reporting.
Mine took about that long to report, and has been reporting every since, so it seems consistent to me!