Rebuilding Your Credit

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amercnchopz34
Posts: 823
Registered: ‎10-28-2011

Cap one GW or let lie?????

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‎03-02-2012 04:44 AM

I was wonding..... I have 2 accounts with cap one that were IIB in 2005.. Small balances...300.00 each... Should I try and get them deleted? scheduled to come off in June. The IIB chap 7 info that is..... Just wondering if I should just let time. Run it's course on these.... I have a Cap one card now.. Thanks
Amex Green (NPSL) , Amex Delta Gold ( 6500) Amex BCP (2000) Amazon store (5000) Capitol One (5000) Barclay NFL Bears (5000) Alliant MC (5000) Fairwinds CU Visa (2500) HHGregg (4000) Discover It (5000) Chase CSP (5000) Best Buy Store Card (4000) Citi Diamond (1200) Citi TY Preffered (2000)


BK 7 in 2005.....
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pizzadude
Posts: 6,269
Registered: ‎01-28-2010

Re: Cap one GW or let lie?????

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‎03-02-2012 06:49 AM

amercnchopz34 wrote:
I was wonding..... I have 2 accounts with cap one that were IIB in 2005.. Small balances...300.00 each... Should I try and get them deleted? scheduled to come off in June. The IIB chap 7 info that is..... Just wondering if I should just let time. Run it's course on these.... I have a Cap one card now.. Thanks


Unless you have a urgent need to get these off your reports now, I would just ride it out, you only have 3 or 4 months left.....

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
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Valued Member
JoeyBagadonuts24
Posts: 109
Registered: ‎09-02-2011

Re: Cap one GW or let lie?????

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‎03-02-2012 09:16 AM

I agree with what he said.

Late Summer 2011: EXP- 470's TU- 480's EQ- 480's
Fall 2011: EXP- 540's TU- 580's EQ- 560's
Winter 2011: EXP- 672 TU- 697 EQ- 692
April 2012 EXP- 776 TU- 718 EQ- N/A
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