So I have a CO from Cap1. It first went to a CA, but luckily for me it was pulled back by Cap1 (no idea why). So I have been paying them monthly to get it paid off. I'm sure it probably dinged me at first, but now every time it reports I gain a couple points 
My question is since it is with Cap1 do you think after I pay it off in full, which will be in about 2 months, they might re-instate my card instead of reporting it as a CO? Has anyone had this happen or even ask?? It was just a crazy thought I had....