Credit Card Center Advertiser Disclosure†
06-16-2012 12:56 PM
06-16-2012 01:20 PM
06-16-2012 02:08 PM
06-16-2012 07:47 PM
Update-cap1 says they donor take apps within 45 days of the last app.
Yeah --I was going to do the same thing, until I researched on the board and found out not to apply to Cap1 for a couple months after..
Just wait a little while, and try again. But you lost the INQ unfortunately
06-16-2012 09:50 PM
06-16-2012 09:58 PM
They didn't do a hard pull. I thank them for that at least
Then no harm no foul!
06-17-2012 01:23 PM
Yes I was told there is a wait between unsecured cards but no wait to reapply for the secured. They can however resubmit a recon after a denial to re-review but this will cost another HP, which sucks since Cap 1 likes to pull all 3 CRAs.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.