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Capital One Auto Finance

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DaBears
Senior Contributor

Capital One Auto Finance

So I sent a GW letter to there Credit Bureau reporting department and I just got a letter in the mail from them stating that they won't be adjusting the 30 day late back from 2006. I guess I will just wait till june 2013 for the TL to fall off.

Message 1 of 7
6 REPLIES 6
guiness56
Epic Contributor

Re: Capital One Auto Finance

Message 2 of 7
DaBears
Senior Contributor

Re: Capital One Auto Finance

Yea its only 1 (30) day late. The car I had with them was paid off so its still on my credit report showing as a adverse account.

Message 3 of 7
guiness56
Epic Contributor

Re: Capital One Auto Finance

The late will fall off after 7 years.  The account should then be in good standing and will remain on your CR for up to 10 years.

Message 4 of 7
DaBears
Senior Contributor

Re: Capital One Auto Finance

Yea, kinda of figured I will have to wait till June for it to fall off.

Message 5 of 7
guiness56
Epic Contributor

Re: Capital One Auto Finance

You had mentioned the entire TL coming off.  I was just letting you know it may not.

Message 6 of 7
DaBears
Senior Contributor

Re: Capital One Auto Finance

DUH me, I meant I will just wait for the 30 day to come off.

Message 7 of 7
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