@Anonymous wrote:
@tiger_uppercut wrote:
@Anonymous wrote:Thanks, everyone who's responded so far.I took advice above and checked what offers I prequalified for, and was told I pre-qualed for the classic platinum and the QuicksilverOne Rewards card.
Do you think I need to wait until I have paid the collections agency in full before reapplying? Or does it not matter at all? Thanks!
If you're pre-qualified with Capital One, you're basically in for those cards right now.
Out of curiosity, on the page linked above, does it directly say "prequalified" or is it whatever cards it shows you after filling out the form? When I filled it out before getting my current card, it said some along the lines of "we couldn't match your profile to an offer, but we think you'd like these."
Yes, it will directly say prequalified for whatever cards you can be approved for. If it says "we couldn't match your profile," it means you don't prequalify for any of the unsecured ones at the moment. But the secured is definitely an option, and Capital One is a good lender to get in with as a sub prime customer. Good luck.
