03-21-2013 01:43 PM
03-21-2013 05:14 PM
03-24-2013 03:46 AM
I requested a CLI on one of my Cap1 cards by emailing the executive office. I received a phone call back from them the next day. I was asking for an increase from 1k to 2k, the woman I spoke with asked if I would accept a partial increase if they were unable to approve my request and I said, "sure". She said I will find out next week if it was approved. I am guessing this is a denial? It is worth noting how friendly and professional this person was, totally not what I am used to when I call Cap1.
03-24-2013 05:46 AM
03-24-2013 08:00 AM
I just had success with contacting the EO office. Even though the limit increase was minimal; they did increase this limit that otherwise would have been denied through there customer service method.
They did ask a few basic questions and DID a SOFT inquiry on credit report.
03-24-2013 09:59 PM
Reading these messages has given me the courage to contact Cap one for a CLI . I sent an email to both the facebook team as posted in another post and sent an email to the CEO last night. I hope to receive a reply in the next few days. Will keep you posted.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.