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Capital One Deleted

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DaBears
Senior Contributor

Capital One Deleted

See what happens when they post phaton payments and I send a FCRA 623 letter....They had to delete!!!!!! Started with 10 negs and down to 2....I got a 1 point increase on SW LOL......I will take it. My attorney is working on the PRA/GERB/CARE CREDIT phatom payment.....2013 is looking good!!!!!

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2 REPLIES 2
cqdealer711
Frequent Contributor

Re: Capital One Deleted

i sent the same letter to one of mine for about the same thing.... its been 15 days since they received it.  How long did yours take(approx)

 

I havent received any notice back from them at all

 

Congrats on your progress  Smiley Very Happy



Starting FICO Score: 10/1/12--EQ 512 | TU 492 | EX 524
Current FICO Score: 2/22/14--EQ 705 | TU 703 | EX 716
Goal Score: 700+


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Message 2 of 3
DaBears
Senior Contributor

Re: Capital One Deleted

7 days LOL...They wanted me to send them proof I said no way. if you claim I made the payment then its in my file with you go look for it Smiley LOL

 

Thanks!!!!

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