After speaking to a kind and understanding CSR named Charles from Capital One in regards to 3 cards I have with them; I was told that my late fees on cards with 60 day delinquincies on them will be removed. ( All Three ) Additionally, he had sent letters of dispute on my behalf to the credit bureaus asking to have the 60 day negatives removed.
I was told that the removals from the credit bureaus aren't garaunteed, but because it is Capital One sending them out, then the probability of having those removed within 90 days is extremely high.
What do you guys think? Has anyone been through this situation, or have more knowledge about it?
Additionally, these lates that are being disputed, which occured within the last 6 months, were the only lates I had on my account within the last 2 years.
