I usually don't post on sites but I figured this may help someone. Had a 30 day late on a Cap 1 credit card in March. Decided to pay a well known credit repair company to help me get it removed along with some others. After 9 months of disputing every 45 days no luck. I'm trying to get a mortgage and really need this 30 day removed. I took to google and found this site yesterday at work. I read through a huge number of threads last night and decided to give some of the solutions a try.
This morning I used the backdoor number to Cap 1 and spoke with an acct specialist. This person could not have been more nice. I told the truth I explained I had a mis-step and I'm trying for a mortgage can they make a goodwill adjustment to remove the 30 day late. They told me they would send the corrected information to the 3 credit bureaus and I would receive a letter in 2 weeks then it will take 30-90 days for the CB's to update. So I wont call it a success until I see the late removed but I will update when it happens.
This site is pretty awesome can't wait to try more solutions with my other creditors.
Hello and welcome to the forums.
Congrats! It'll feel great when that is removed and clear the path for your mortgage. Good Luck!
can you please pm me the contact info. I called to the executive office this morning and got the big NO! I too had a 30 day late in jan 2012 that I would love to see remove. Thanks in advance.
Can you Pm me as well.....called exec office and possibly looking at a no,,,,need a backup plan..