Capital One Help

[eclipse6704]

I've been trying to get either a delete or a trade line change from Capital One for almost a year. The charge off that they are reporting is one of 3 negative marks left on my report.

Anyone have any luck getting anything out of them? I have paid the CA and gotten them to delete entirely. Capital One just will not give me anything. Any advice, tactics, or contacts that have worked for you would be amazing.

[kjm79]

No personal experience with Cap1.  My advice is to keep searching for contacts on the boards, google the junk of Cap 1 CEO's, credit divisions.  Send written GW requests to any Cap 1 address you can find, send emails, faxes, any kind of contact info you can get your hands on, send a GW via that contact.  Call Cap1 CSR and say you were told to fax in supporting documents to have a credit dispute inquiry reviewed and you can't find the note you wrote the fax number down on.  lol  I say keep trying until either they delete it or it falls off your reports, but that's my personal opinion...  Good luck!

[tsever01]

Im in the same boat.  They refuse to remove my charge-offs.  Ive sent letters, emails and spoke to people on the phone.  I think they will just have to drop off on their own.