Please message me successful goodwill letter templates. I am trying to improve my credit score. Right now it is at 728 however I have 30 day lates on each of these accounts. All three accounts have been paid in full and closed. Auto loan was paid off early last year and the other two were closed in 2008. The 30 day lates post back 2007-2008. I want them off because I haven't had a late payment since and don't feel like I should be punished this length of time when I have been paying on time every since. Any help is appreciated.
