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Capital One Luv 1st 6 months after credit steps

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Anonymous
Not applicable

Re: Capital One Luv 1st 6 months after credit steps


fltireguy wrote:


Justagirl73 wrote:

Question......I received my qs1 in early July. I received t statement? 


 


Have you tried for a 3 mo CLI?



Yes it was only $100 😑

But I wanted to increase it before the credit steps kicked in. I just don't know when my clock starts. 

Message 11 of 14
surferchris
Valued Contributor

Re: Capital One Luv 1st 6 months after credit steps

Congrats!

Current Cards:
AmEx Hilton Honors Surpass//AmEx Platinum Card//Ann Taylor Rewards Mastercard//Capital One Platinum Card//Credit One AmEx//Credit One Platinum VISA//Fingerhut//Navy More Rewards AmEx//TruWest Platinum VISA//Aspire VISA//Costco Anywhere VISA//Lowes Advantage//Apple Card
Loans:
1 Mortgage/////Navy FCU Auto Loan (2020 Jaguar I-Pace)//Capital One Auto (2016 BMW i3)
Next Cards (4th QTR 2022):
Navy Flagship Rewards VISA//Chase Sapphire Preferred
Stats:
Scores: 700's // Inq's: 1 for mortgage // Util: 1% // AoOA: 21 yrs

Message 12 of 14
Anonymous
Not applicable

Re: Capital One Luv 1st 6 months after credit steps

Same here. Got 100 after my 2nd statement and trying to figure out when I can request another CLI.

Message 13 of 14
Anonymous
Not applicable

Re: Capital One Luv 1st 6 months after credit steps


@Justagirl73 wrote:

Question......I received my qs1 in early July. I received my first statement one day after activation (AF $39). Should I count that initial (July) statement when counting for my credit steps increase? Or should I start with my August statement? 


 Counting statements can be confusing. Just count 180 days after the account was opened (not activated).

Message 14 of 14
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