I have read many stories about Capital One, and have heard stories from people I know that are not pleased. But I have been treated like royalty. I filed Chapter 7 January 2015. Discharged April 28, 2015. I applied for Capital One QS and Platinum same day on May 1, 2015 got approved $1,000 and $2,000 respectively. Both had annual fees at the time. Then Based on what I saw in Forum I sent email to their EO to get Annual Fees removed permanently removed. They said after I had it for 6 months they could. Then in December I contacted EO. They said based on previous notes they were removing Annual fee's permanently from both accounts and did. Then in January Got mail offers for PlayStation Visa, got approved $500. They said with Credit steps that would increase to $750. But they actually increased to $1,100. The two accounts I opened originally after BK got bumped last month to $1,750 and $2,950. Hav they changed their ways, or are their credit characteristics in my credit file while they have been so nice to me? I have over all $5,800 in available credit with them and have only been discharged 16 months. But other people with Bankruptcy are not treated as nicely as Inhave and definitely don't get AF on both accounts removed. What you think Forum?
Chapter 7 Discharge April 2015. .Transunion 662 07/2017
Equifax 652 07/2017
Experian 657 07/2017
Cap One QS $2,200; Cap One QS$2,950; Cap One PSVisa $1,100; Nordstrom Visa $3,500; Target $300; Syncb/Walmart $500; VonMaur $500; Cap1/Saks $500; Barclays MC(AU) $6,400; Buckle $250; Syncb/Car Care (AU) $2,500.
