Capital One Quick Silver

[TuffTurkey]

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@jbsea wrote:

I got that message with Cap 1 when I was apping for my Venture.  I was going to call but I kind of got busy and forgot.  A few days later I got a email that I was approved.  So it does not mean you ared denied.  I say wait and see what they have to say first.  Then if they so no, I would for sure recon

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They need ID and Proof Of residence. How do my chances look?

[elim]

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@TuffTurkey wrote:

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@jbsea wrote:

I got that message with Cap 1 when I was apping for my Venture.  I was going to call but I kind of got busy and forgot.  A few days later I got a email that I was approved.  So it does not mean you ared denied.  I say wait and see what they have to say first.  Then if they so no, I would for sure recon

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They need ID and Proof Of residence. How do my chances look?

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  your in

[TuffTurkey]

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@elim wrote:

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@TuffTurkey wrote:

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@jbsea wrote:

I got that message with Cap 1 when I was apping for my Venture.  I was going to call but I kind of got busy and forgot.  A few days later I got a email that I was approved.  So it does not mean you ared denied.  I say wait and see what they have to say first.  Then if they so no, I would for sure recon

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They need ID and Proof Of residence. How do my chances look?

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  your in

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omg yes!!! Im going to fax tomorrow!

[paramed3]

I've been rebuilding since 2008. I have 7 years perfect payment history. No derogatory on any reports. I'm running about 750-770 true fico according to agency. My fico was 533 when I started all this experian was 770 this morning TU 760 and Ex 750. I'm carrying 5000 in utilization to pay off in increments and as I do its giving me 18-30 point bumps.

I have 5 cards total. I want to start to replace but not close some of the rebuild cards. I have the credit one I'll keep but use very little. Have turned down last 4 cl increase they offer as they charge you to accept them.

I have quicksilver with 6000 cl my favorite
I have US,Air now American aviator 10,000 cl
I have jc penny with 2800 cl
And I have PayPal smart connect with 5000

What card or 2 cards should I look at most as PREMIUM cards when I peek into 800 which should be in next few months ?

Thanks
paramed3

[Anonymous]

Credit one charges you for a CL increase? I just looked at my account and noticed they gave me a increase.

[Anonymous]

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@paramed3 wrote:
I've been rebuilding since 2008. I have 7 years perfect payment history. No derogatory on any reports. I'm running about 750-770 true fico according to agency. My fico was 533 when I started all this experian was 770 this morning TU 760 and Ex 750. I'm carrying 5000 in utilization to pay off in increments and as I do its giving me 18-30 point bumps.

I have 5 cards total. I want to start to replace but not close some of the rebuild cards. I have the credit one I'll keep but use very little. Have turned down last 4 cl increase they offer as they charge you to accept them.

I have quicksilver with 6000 cl my favorite
I have US,Air now American aviator 10,000 cl
I have jc penny with 2800 cl
And I have PayPal smart connect with 5000

What card or 2 cards should I look at most as PREMIUM cards when I peek into 800 which should be in next few months ?

Thanks
paramed3

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Some to consider:
Capital One Venture

Citi Double Cash
Barclay Ring
Amex Blue Cash Preferred

No reason at all to keep that Predator One card open any longer, IMO.

[Anonymous]

Cap One is pretty good when it comes to rebuilding. I have a secured Cap One Platinum MC and was recently approved for a $1K Quicksilver...with scores in the low 600's and a CO derog. I'd say give it a shot.

[Anonymous]

I applied for credit one before I read the horror stories. I have capital one platinum $500 CL(approved yesterday), quicksilver one $500 CL(approved yesterday), credit one $400 CL (less than 1 month I been having it), fingerhut $400 CL.

Plan on updating my scores Friday