TransUnion has my score at 630!!!! Woot Woot! Almost in house buying territory 
MyFico has not reported the update yet
SIF in Nov for a Capital One from 2007 via EO. Its finally showing: Balance $0 (although i pd 900 on 1489) and Settled for Less than owed. The judgement is stil being reported but they have assured me it is being vacated through the court. (or removed if im not using correct term) Score boost 606 to 630. Cant wait to see Exp score. an any addtl increase after judgement is gone.
3 Baddies left. Will try to PFD at least 1 this next month... and keep util low in the meantime!
Starting Score: 503
Thank you so much! So excited for 2014 and financial health. And one day this year having the keys to a house!!!!
@AllThingsRPossible wrote:TransUnion has my score at 630!!!! Woot Woot! Almost in house buying territory
SIF in Nov for a Capital One from 2007 via EO. Its finally showing: Balance $0 (although i pd 900 on 1489) and Settled for Less than owed. The judgement is stil being reported but they have assured me it is being vacated through the court. (or removed if im not using correct term) Score boost 606 to 630. Cant wait to see Exp score. an any addtl increase after judgement is gone.
3 Baddies left. Will try to PFD at least 1 this next month... and keep util low in the meantime!
Congratulations!! Once that Judgement comes off I imagine you will see another bump in your score. I certainly hope so! Good luck getting rid of the rest of the baddies! If your Cap 1 account is reporting just 0 that is wonderful, but if it is reporting that you had lates / charged off, I wonder if you could convince Cap 1 to just delete the whole tradeline.
Either way, congratulations again on a wonderful start to the New Year!
Congrats! Thanks for sharing.
Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k