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Capital One Secured question

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finallyfixingit
Regular Contributor

Capital One Secured question

It has been a week since my made my deposit for my secured card. I have not heard from them at all. I have read that some people have received email updates from them. I have not heard anything. Is that normal? 

7/14 Scores: EQ- 576, TU- 589, EX- 567
3/7/15 Scores: EQ- 666, TU- 680, EX- 669

last app 3/11/15
Message 1 of 22
21 REPLIES 21
Whitneyy
Valued Contributor

Re: Capital One Secured question


@finallyfixingit wrote:

It has been a week since my made my deposit for my secured card. I have not heard from them at all. I have read that some people have received email updates from them. I have not heard anything. Is that normal? 


I would call them just to make sure everything is running smoothly. 

GOAL - 700 FICO across the board!
Message 2 of 22
taxi818
Super Contributor

Re: Capital One Secured question

Yes this is completely normal.

It actually takes about 16 days for them to set you up.

After they will email you that your card is on the way.

and it will take about 5 days then to get your card.

No need to panic.

in fact right now. capital one is very generous. even on the secured. cards.

make sure you are not late on any payments for 6 months. and they will give you nice credit limit increase. so be patient. this is a marathon not a sprint.

Message 3 of 22
finallyfixingit
Regular Contributor

Re: Capital One Secured question

 Thank you. I will do that!

7/14 Scores: EQ- 576, TU- 589, EX- 567
3/7/15 Scores: EQ- 666, TU- 680, EX- 669

last app 3/11/15
Message 4 of 22
Whitneyy
Valued Contributor

Re: Capital One Secured question


@taxi818 wrote:

Yes this is completely normal.

It actually takes about 16 days for them to set you up.

After they will email you that your card is on the way.

and it will take about 5 days then to get your card.

No need to panic.

in fact right now. capital one is very generous. even on the secured. cards.

make sure you are not late on any payments for 6 months. and they will give you nice credit limit increase. so be patient. this is a marathon not a sprint.


Six months when? LOL. 

GOAL - 700 FICO across the board!
Message 5 of 22
Anonymous
Not applicable

Re: Capital One Secured question

You will get an email once they send it..got mine last week. 

 

 

Your new credit card was mailed today, and you should receive it within 7 business days.

Thanks for being a Capital One customer.

Message 6 of 22
taxi818
Super Contributor

Re: Capital One Secured question

I got increase 6 months to the day I activated card. Was shocked. As I had already sded the card. Still was a nice gesture from cap 1. Increase in secured. I said wow. 

It's my second oldest card. So I will leave it open. 

And just pay af. It's ok. 29 bucks.

Message 7 of 22
finallyfixingit
Regular Contributor

Re: Capital One Secured question

I just got off the phone with them. They said they will be mailing my card tomorrow. They said I should receive the card by Sept 2. They told me that did not do auto cl increases, so for those of you were lucky enough to get one please explain how you used your card.

Thank you

 

7/14 Scores: EQ- 576, TU- 589, EX- 567
3/7/15 Scores: EQ- 666, TU- 680, EX- 669

last app 3/11/15
Message 8 of 22
taxi818
Super Contributor

Re: Capital One Secured question

Listen. They told me same garbage. But. I keep my balance under 40 percent. I paid mutilple

times in a month. At month 6 they have me 500 increase. That was in June.  

 

Message 9 of 22
finallyfixingit
Regular Contributor

Re: Capital One Secured question


@taxi818 wrote:

Listen. They told me same garbage. But. I keep my balance under 40 percent. I paid mutilple

times in a month. At month 6 they have me 500 increase. That was in June.  

 


It looks like I am going to make multiple payments per month as well. Smiley Happy

7/14 Scores: EQ- 576, TU- 589, EX- 567
3/7/15 Scores: EQ- 666, TU- 680, EX- 669

last app 3/11/15
Message 10 of 22
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