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Capital One Secured to Unsecured

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Anonymous
Not applicable

Capital One Secured to Unsecured

Hi All! 

my husband has 2 secured cards with Capital One. He wants to open an unsecured. He closed his secured card and applied for a unsecured. it denied his app instantly, without any pulls. How long does he have to wait to apply?

Thank you!

Message 1 of 3
2 REPLIES 2
gdale6
Moderator Emeritus

Re: Capital One Secured to Unsecured


@Anonymous wrote:

Hi All! 

my husband has 2 secured cards with Capital One. He wants to open an unsecured. He closed his secured card and applied for a unsecured. it denied his app instantly, without any pulls. How long does he have to wait to apply?

Thank you!


If its an unsecured rebuilder he is trying to get I would let it update as closed on the CRA before apping as you can only have a max of 2 rebuilders whether they be secured or unsecured,

Message 2 of 3
Anonymous
Not applicable

Re: Capital One Secured to Unsecured

Thank you! You answered perfectly Smiley Happy
Message 3 of 3
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