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Capital One Unsecured or BOA Secured?

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Shokk
Established Contributor

Re: Capital One Unsecured or BOA Secured?

Kind of a tough call.  if you're not getting anything on their pre approval site, I'd hold off.  I don't mind burning INQs for a valid reason, but no sense wasting them either.

I don't know my start scores, but low 500s. 6/2013

2/19/15
EQ FAKO - 638
EX FICO - 665
TU FICO - 697
Message 11 of 12
TFreshStart
Valued Member

Re: Capital One Unsecured or BOA Secured?


@Shokk wrote:

Kind of a tough call.  if you're not getting anything on their pre approval site, I'd hold off.  I don't mind burning INQs for a valid reason, but no sense wasting them either.


Credit is a game of strategy. Trying to decide what to do, what not to do, how will this effect me now, how will this effect me later? Crazy complicated. I think I'm hold out and not apply for anything else until I get my refinance and even after my US bank unsecures since US bank requires manual review to unsecure.

 

Thanks for all your help!!

Message 12 of 12
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