@elm84 wrote:Hello All
How do you find out what date Capital one reports your balance I have a capital one secured card which isn't IMO really secured as my deposit was $49 and my CL is $300 however i use it to about 250 and pay it off in full use it again pay it off etc. every month and it is always report at a high balance even though i pay it off .. My bill due date is the 8th I usually pay it the 15-17th and the 1st . I just want to know so I can pay it before so it shows a lower UTI
TIA
Cap-1 always reports the statement balance. The balance needs to be at 0 on the day your statement cuts for it to report at 0.
@elm84 wrote:Thank You for your response how do i know what day it cuts? Is there a way to ask ?
For me due is 13th statement is 16th. You need to look on your statement for the day that it cuts, it is the same every month with a Cap-1 account and I believe its the same day spread for all as well. You could always call them as well for the info