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05-30-2013 07:08 AM
So I have two charge offs from these guys in 2009. The capital one is a hsbc but i dont think that makes a difference now as they bought them out. I have since then paid the CA these were given too and was wondering if anyone had contact info for either of these for me to send good will letters/emails. Much appreciated.
05-31-2013 08:29 AM
I recieved the email for credit one from a very nice forum goer, still looking for contact info for Capital One, and now I'm also looking for Portfolio Recovery contact info, trying to send PFD and GW letter. Thank you!
05-31-2013 08:56 AM
I have an email for HSBC/Best Buy - now the underwriter is Capital One but I didn't have any success with a paid for less charge off to HSBC. If you would like it I can send it however, they informed me that "THEY DO NOT DO GOODWILL ADJUSTMENTS" they were nice but very clear.
07-22-2013 12:35 AM
Don't bother putting any energy into CAP 1/HCBS accounts. I have tried every angle. GW letters, disputes with credit reporting agencies, emails to Exec office, emails to compliance department, emails to every CEO i cound find, i have tried account supervisors, i even tried one person directly in the presidents office and she said that was final, they will not remove anything, late, past due, in collections, chargedoff..you get the idea.
If you burn capital one, they will burn you right back.