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New Contributor
alexl22
Posts: 70
Registered: ‎05-17-2013
0

Capital One and Credit One charge offs

So I have two charge offs from these guys in 2009. The capital one is a hsbc but i dont think that makes a difference now as they bought them out. I have since then paid the CA these were given too and was wondering if anyone had contact info for either of these for me to send good will letters/emails. Much appreciated.

Starting Score: myFICO TU: 542, myFICO EQ: 556 EX: 549 (03/2013)
Current Score: Walmart TU: 630(10/8), FICO Score watch EQ: 660 (9/21) PSECU EX: 645(9/4)
My Wallet: Wells Fargo Secured 500, Walmart 850, Amazon 1,100, AEO 150, Members 1st CU 5k
New Contributor
alexl22
Posts: 70
Registered: ‎05-17-2013
0

Re: Capital One and Credit One charge offs

I recieved the email for credit one from a very nice forum goer, still looking for contact info for Capital One, and now I'm also looking for Portfolio Recovery contact info, trying to send PFD and GW letter. Thank you!

Starting Score: myFICO TU: 542, myFICO EQ: 556 EX: 549 (03/2013)
Current Score: Walmart TU: 630(10/8), FICO Score watch EQ: 660 (9/21) PSECU EX: 645(9/4)
My Wallet: Wells Fargo Secured 500, Walmart 850, Amazon 1,100, AEO 150, Members 1st CU 5k
Regular Contributor
esmer0924
Posts: 224
Registered: ‎10-03-2011
0

Re: Capital One and Credit One charge offs

I have an email for HSBC/Best Buy - now the underwriter is Capital One but I didn't have any success with a paid for less charge off to HSBC.  If you would like it I can send it however, they informed me that "THEY DO NOT DO GOODWILL ADJUSTMENTS" they were nice but very clear. 


Starting Score: 672 TU, 669 EQ, 659 EX FAKO(10/3/11)
Current Score: 786 TU FICO(5/23/14), 758 EQ FICO (8/01/14), 811 EX FICO (5/26/14)
Goal Score: 720+

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Regular Contributor
lae_lae
Posts: 104
Registered: ‎03-20-2013
0

Re: Capital One and Credit One charge offs

PM sent.

New Contributor
alexl22
Posts: 70
Registered: ‎05-17-2013
0

Re: Capital One and Credit One charge offs

Thank you both!

Starting Score: myFICO TU: 542, myFICO EQ: 556 EX: 549 (03/2013)
Current Score: Walmart TU: 630(10/8), FICO Score watch EQ: 660 (9/21) PSECU EX: 645(9/4)
My Wallet: Wells Fargo Secured 500, Walmart 850, Amazon 1,100, AEO 150, Members 1st CU 5k
New Contributor
jamiii
Posts: 54
Registered: ‎08-03-2009
0

Re: Capital One and Credit One charge offs

I have CO's with both of these (Cap1 and Credit One) as well.  If anyone can send me contact info that they've used, I'd appreciate it.  

 

Thanks,

 

Regular Contributor
goosedog
Posts: 327
Registered: ‎05-28-2013
0

Re: Capital One and Credit One charge offs

Don't bother putting any energy into CAP 1/HCBS accounts. I have tried every angle. GW letters, disputes with credit reporting agencies, emails to Exec office, emails to compliance department, emails to every CEO i cound find, i have tried account supervisors, i even tried one person directly in the presidents office and she said that was final, they will not remove anything, late, past due, in collections, chargedoff..you get the idea.

 

If you burn capital one, they will burn you right back. 


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