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Capital One card graduated!

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Anonymous
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Capital One card graduated!

Woke up to this e-mail this morning.

Congratulations! Because you’ve used your card responsibly, you’ve been upgraded to an unsecured Capital One® Platinum Mastercard®. Go, you!
You earned it!
Your $1000.00 security deposit is being returned to you as a credit to your account. You’ll see it on your next statement.

2nd card to graduate in as many months. I called Capital One and requested a check be sent, 15 business days. I wish they were as expedient as Discover was when they un secured my card.

Now the only secured card I have left is the U.S. Bank Harley card. Man it feels good to be making progress! Dv.
17 REPLIES 17
Anonymous
Not applicable

Re: Capital One card graduated!

Congrats!!!

Message 2 of 18
Anonymous
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Re: Capital One card graduated!

Thanks, it's always nice to see results from hard work.
Message 3 of 18
buildingitbackup
Regular Contributor

Re: Capital One card graduated!

Curious how long you've had the card and what utilization did it have?


Starting Score: <600 & No Score 2/2011
Current Score EQ : 726
Current Score (TU Walmart): 676
Goal Score: 750


Take the FICO Fitness Challenge
Message 4 of 18
Anonymous
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Re: Capital One card graduated!

Congrats!  How long did it take before Discover unsecured your card?  

Message 5 of 18
Anonymous
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Re: Capital One card graduated!

Buildingitbackup- I have had the card 11 months, first three months heavy utilization until I got my discover card then i just had my Netflix go on it since then.
Message 6 of 18
Anonymous
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Re: Capital One card graduated!

Branchboss- It took 7 months for my discover to unsecure.
Message 7 of 18
Total80sKid
Senior Contributor

Re: Capital One card graduated!

Congrats!

I've had my secured card for 3yrs.

They won't unsecure it, yet I just got an AMEX Smiley Very Happy

Cap1 can sure be funny sometimes.

Congrats on unsecuring!
Message 8 of 18
Anonymous
Not applicable

Re: Capital One card graduated!

Thanks total80skid, it's a new thing they started late last year.

Congrats on your Amex, I'm not quite there yet! Dv.
Message 9 of 18
Anonymous
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Re: Capital One card graduated!

How long did you hold the unsecured card for?

Message 10 of 18
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