@kebeneezer88 wrote:
If the Cap One prequal keeps telling me secured, does that automatically mean that a cold app for QS or Platinum would be denied? Any experience with this?
No, its not an automatic denial - I've never gotten anything other than the secured card from the prequal, but I've been approved for the platinum/QS products several times - the wife too. I would suggest applying for the Platinum first then if denied go for the Secured.
