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Just got off the phone with capital one, and the woman i talked to said that she put through the request for all my lates to be removed to the 3 major credit companies and that they should be off in the next 60-90 days. was it really this easy?? 5 min phone call, im skeptical... but ill keep you updated if they change to current months.
hate to look forward to somthing that isnt gonna happen though
Oh btw i have 5 lates three 30, one 60, one 90. account age 13 months
my last late was 3 or 4 months ago. thats one reason i was so shocked, she put me on hold for two minutes then came back on and she said to give it 60-90 days and they would all come off. so i repeated myselft two or three times to make sure she understood what i was saying.but if they fall off in a few months ill let ya know... because im still not gonna get my hopes up about it.
Its not pif, ive got a 300$ limit on the card and currently have a 275$ balance
I guess I have to call while I am working. I tried calling the CS # and was told that I need to contact the Account Specialist department since the regular customer service only has access to 6 months worth of info. And my lates are from 2005.