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Capital One secured credit card?

Contributor

Capital One secured credit card?

I have this card

http://basepic.com/images.php?di=B6GU

 

for about 120 days and still there is no credit score yet !! ? Smiley Sad


I was careful about paying and payoff my debts on time. What should I do?

I need some credit score!

Citi "Diamond Preferred" (1k), Bank of America (12k), Capital One - secured (0.7k), AMEX Green - (5k), Chase Freedom (4.5k), Chase Slate (3.2k), Discover (3,75k), Chase Explorer (19k), Oldnavy (2.2k), Chase Amazon (3k), Orbitz Rewards (8k), Citi Double Cash (10,4k),
Message 1 of 10
9 REPLIES
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Regular Contributor

Re: Capital One secured credit card?

You 


vladrad wrote:

I have this card

http://basepic.com/images.php?di=B6GU

 

for about 120 days and still there is no credit score yet !! ? Smiley Sad


I was careful about paying and payoff my debts on time. What should I do?

I need some credit score!


You wont have a score until cap1 reports the month after 180 days... so 6 months



Starting Score: Exp:513 | TU:541 | EQ:517 - 11/13/2012
Current Score: Exp:623 | TU FICO:639 | EQ FICO:743 - 01/24/2012
Wallet: Applied Bank $200, OpenSkyCC $300, 1st Tech CU Secured $2k, Discover IT $1.5k, CITI AA $2.8k, USAA AMEX $7.5k
Take the FICO Fitness Challenge
Message 2 of 10
Established Contributor

Re: Capital One secured credit card?

Wow. They reported mine at around 30 days after opening...

Starting Scores: (4/16/12 lender pull) TU 596 | EX 550 | EQ 576
Current Score (9/3/15): Wally TU 639 | Amex EX 628 | DCU EQ 639
Goals: Homeowner as of 9/27/2013. Last app 8/1/15. TU-5; EX-16; EQ-13. Aiming for ZERO inqs.
Message 3 of 10
Established Contributor

Re: Capital One secured credit card?


Ravensfan2001 wrote:
Wow. They reported mine at around 30 days after opening...

You missread.  The poster above was saying that the OP won't have a FICO score till after 6 months of account payment history.

Message 4 of 10
Established Contributor

Re: Capital One secured credit card?

Ooops. I guess that's what happens when I try to read these forums from my iPhone first thing in the morning.... Smiley Frustrated


Starting Scores: (4/16/12 lender pull) TU 596 | EX 550 | EQ 576
Current Score (9/3/15): Wally TU 639 | Amex EX 628 | DCU EQ 639
Goals: Homeowner as of 9/27/2013. Last app 8/1/15. TU-5; EX-16; EQ-13. Aiming for ZERO inqs.
Message 5 of 10
Contributor

Re: Capital One secured credit card?

I got credit score Smiley Happy

Maybe now is time for myFICO service. Smiley Very Happy

 

Based on CK my Credit Score.

 

Transrisk score:  701

Auto Insurance score: 771

Vantage Score: 722

 

Citi "Diamond Preferred" (1k), Bank of America (12k), Capital One - secured (0.7k), AMEX Green - (5k), Chase Freedom (4.5k), Chase Slate (3.2k), Discover (3,75k), Chase Explorer (19k), Oldnavy (2.2k), Chase Amazon (3k), Orbitz Rewards (8k), Citi Double Cash (10,4k),
Message 6 of 10
Moderator Emeritus

Re: Capital One secured credit card?

Congrats.  What was your score?

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 7 of 10
Contributor

Re: Capital One secured credit card?

Trans risk:  701

Auto insurance: 771

Vantage score: 722

Citi "Diamond Preferred" (1k), Bank of America (12k), Capital One - secured (0.7k), AMEX Green - (5k), Chase Freedom (4.5k), Chase Slate (3.2k), Discover (3,75k), Chase Explorer (19k), Oldnavy (2.2k), Chase Amazon (3k), Orbitz Rewards (8k), Citi Double Cash (10,4k),
Message 8 of 10
Moderator Emeritus

Re: Capital One secured credit card?

Very nice!  Also, I can tell that was creditkarma.  Smiley Happy

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 9 of 10
Regular Contributor

Re: Capital One secured credit card?

After 4 months you should have a score already. I had mine for a month and scored. Maybe you should call them and look into it.

Message 10 of 10