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Established Member
vladrad
Posts: 23
Registered: ‎09-03-2012

Capital One secured credit card?

I have this card

http://basepic.com/images.php?di=B6GU

 

for about 120 days and still there is no credit score yet !! ? :smileysad:


I was careful about paying and payoff my debts on time. What should I do?

I need some credit score!

Current cards:
- Citi "Diamond Preferred" (1k),
- Bank of America (3.8k),
- Capital One - secured (0.7k)
- AMEX Green - charge card
Regular Contributor
xwill04
Posts: 162
Registered: ‎11-13-2012

Re: Capital One secured credit card?

You 


vladrad wrote:

I have this card

http://basepic.com/images.php?di=B6GU

 

for about 120 days and still there is no credit score yet !! ? :smileysad:


I was careful about paying and payoff my debts on time. What should I do?

I need some credit score!


You wont have a score until cap1 reports the month after 180 days... so 6 months



Starting Score: Exp:513 | TU:541 | EQ:517 - 11/13/2012
Current Score: Exp:623 | TU FICO:639 | EQ FICO:743 - 01/24/2012
Wallet: Applied Bank $200, OpenSkyCC $300, 1st Tech CU Secured $2k, Discover IT $1.5k, CITI AA $2.8k, USAA AMEX $7.5k
Take the FICO Fitness Challenge
Frequent Contributor
Ravensfan2001
Posts: 310
Registered: ‎11-10-2012

Re: Capital One secured credit card?

Wow. They reported mine at around 30 days after opening...
Starting Score (4/16/12 lender pull): TU 596 | EX 550 | EQ 576
Current Score (6/16/13): TU 646 | EX 620 | EQ 673
Goals: 680+ mid-score by 05/2014. App free since 2/22/13
Established Contributor
bahbahd
Posts: 501
Registered: ‎08-12-2011

Re: Capital One secured credit card?


Ravensfan2001 wrote:
Wow. They reported mine at around 30 days after opening...

You missread.  The poster above was saying that the OP won't have a FICO score till after 6 months of account payment history.

Frequent Contributor
Ravensfan2001
Posts: 310
Registered: ‎11-10-2012

Re: Capital One secured credit card?

Ooops. I guess that's what happens when I try to read these forums from my iPhone first thing in the morning.... :smileyfrustrated:

Starting Score (4/16/12 lender pull): TU 596 | EX 550 | EQ 576
Current Score (6/16/13): TU 646 | EX 620 | EQ 673
Goals: 680+ mid-score by 05/2014. App free since 2/22/13
Established Member
vladrad
Posts: 23
Registered: ‎09-03-2012

Re: Capital One secured credit card?

[ Edited ]

I got credit score :smileyhappy:

Maybe now is time for myFICO service. :smileyvery-happy:

 

Based on CK my Credit Score.

 

Transrisk score:  701

Auto Insurance score: 771

Vantage Score: 722

 

Current cards:
- Citi "Diamond Preferred" (1k),
- Bank of America (3.8k),
- Capital One - secured (0.7k)
- AMEX Green - charge card
Moderator
Shogun
Posts: 7,646
Registered: ‎04-15-2011

Re: Capital One secured credit card?

Congrats.  What was your score?


Starting Score: 504

Current Score: EQ FICO 819, TU08 778, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge
Established Member
vladrad
Posts: 23
Registered: ‎09-03-2012

Re: Capital One secured credit card?

Trans risk:  701

Auto insurance: 771

Vantage score: 722

Current cards:
- Citi "Diamond Preferred" (1k),
- Bank of America (3.8k),
- Capital One - secured (0.7k)
- AMEX Green - charge card
Moderator
Shogun
Posts: 7,646
Registered: ‎04-15-2011

Re: Capital One secured credit card?

Very nice!  Also, I can tell that was creditkarma.  :smileyhappy:


Starting Score: 504

Current Score: EQ FICO 819, TU08 778, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge
Regular Contributor
Give_Me_Credit_Please
Posts: 181
Registered: ‎12-11-2012

Re: Capital One secured credit card?

After 4 months you should have a score already. I had mine for a month and scored. Maybe you should call them and look into it.


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