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I just got off the phone with a CA representative regarding this debt that I never claimed. It was for a bank account that I closed in 2008 and was being charged non-sufficent funds fees, because of a pay day loan company that kept trying to debit this account. I contacted the CA and they told me that they put in a request to have it removed from my report, but that it would still report in Chex System. I never claimed the debt, so does that mean that it is coming off of my credit reports? Or should I still pay? I am confused