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Capital One

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FicoJordan
Valued Member

Capital One

I just got off the phone with a CA representative regarding this debt that I never claimed.  It was for a bank account that I closed in 2008 and was being charged non-sufficent funds fees, because of a pay day loan company that kept trying to debit this account.  I contacted the CA and they told me that they put in a request to have it removed from my report, but that it would still report in Chex System.  I never claimed the debt, so does that mean that it is coming off of my credit reports?  Or should I still pay? I am confused



Obstacles are things you see when you take your eyes off your goals
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CreditExpressNJ
Established Contributor

Re: Capital One

its coming off your report but chexsystem is not good... that will prevent you from getting a bank account with alot of banks if not all......that just basically means you commited some type of fraud or violation
CH7 Filed (3/29/17) - 483 EX 516 EQ 517 TU Discharged (5/31/17) - 559 EX 538 EQ 501 TU Current (1/18/22) - 690 EX 683 EQ 671 TU
Current Cards

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