Hi all. I was just wondering if anyone has come across something like this. Capital one is reporting a couple late payments from 2011 with Equifax, but is not reporting any late payments at all for that year for Transunion. Honestly, I don't know which is correct. That was when I was going through a difficult period financially and my credit started tanking. How would you approach this? Thanks.
Re: Capital one reporting differently between bureaus
If you have solid payment history since then (zero lates) I would write a GW letter and ask them to remove the late payments, as it has been a long enough time, especially if you use your capital one card regularly and keep it paid. Are these myfico or bureau reports showing the lates? Some consumer reporting sites screw things up.
Re: Capital one reporting differently between bureaus
@Anonymous wrote:
Hi all. I was just wondering if anyone has come across something like this. Capital one is reporting a couple late payments from 2011 with Equifax, but is not reporting any late payments at all for that year for Transunion. Honestly, I don't know which is correct. That was when I was going through a difficult period financially and my credit started tanking. How would you approach this? Thanks.
You can log in to your account and see all of your statements, all the way back to when the account was established.
