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Congratulations on the new gig!
Cap 1 is incredibly forgiving. It's amazing how fast Cr's bounce back when you start paying stuff off.
@Creditplz wrote:
It is crazy!! I paid the total balance of $950+ and the very next month they charged me the AF and I paid it that day and a week later they take everything negative off without me even asking... Crazy.
That's awesome.
@Creditplz wrote:
It is crazy!! I paid the total balance of $950+ and the very next month they charged me the AF and I paid it that day and a week later they take everything negative off without me even asking... Crazy.
Huge congrats! I think that low score was very close to a record :]
Cap One removing CR data is a great thing. Maybe the "big three" should change their ways and keep paid baddies on reports for just 1 or 2 years after the debt is paid. I'm pretty sure the stiffed lenders would go for that. As it is now, It sometimes has a worse affect on your CR when you pay old deb (updates).