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Capital one!

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Muff
Regular Contributor

Capital one!

Just got confirmation from the representative I was working with in executive resolutions & she confirmed my request for deletion of the charge off being deleted was approved! But also said it could take up to 60 days for the bureaus to update it😩 .. Any hope that it could be this month? Another question, it is my oldest account, should I expect a score increase? 

EQ 618
TU 627
EX ?
Message 1 of 23
22 REPLIES 22
joeyoey
Frequent Contributor

Re: Capital one!

It's been my experience that the number they give you is a "worst case" number & is usually much sooner.  The few times I've been told it would be 30 days or more, it was usually gone within a week. 



Starting Score (02/01/2014): EQ 548 EX 548 TU 564
Current/Most Recent FICO Score (4/01/2015): EQ 686 EX 668 TU 669
Nov 1, 2015 Goal: 700 Across all 3

Take the myFICO Fitness Challenge


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Message 2 of 23
hikenc
Valued Member

Re: Capital one!

I believe you should have a net positive point gain with removal of the negative TL.

 

Would you be able to message me the contact number that you used?  I have a really old account with them that I need to handle.

 

Thanks!


Current Scores: FICO EQ: 608 | FICO TU: 668 | FICO EX: 653
Goal Score: ALL 700+
Message 3 of 23
savagetyler
Established Member

Re: Capital one!

Does charge offs need to be paid?
Message 4 of 23
Muff
Regular Contributor

Re: Capital one!

In my case I did pay it, back in June of this year.  I was sued by cap one a few years ago & once I started back working I just paid it because they garnished my wages before for the debt & I didn't want it to happen again 

EQ 618
TU 627
EX ?
Message 5 of 23
Anonymous
Not applicable

Re: Capital one!

I have a CO with them as well that I PIF.  Could you possibly PM me the contact information as well?

Message 6 of 23
Anonymous
Not applicable

Re: Capital one!

Would love the contact information also.  Please PM me.

Message 7 of 23
Muff
Regular Contributor

Re: Capital one!

Ok! Also to let u know I did write a GW letter to them which initiated the first call from my representative. 

EQ 618
TU 627
EX ?
Message 8 of 23
getit2gether
Contributor

Re: Capital one!

Please Please send me the contact info for the person you spoke with.

Thanks

Message 9 of 23
thomasjm99
Regular Contributor

Re: Capital one!

I have a CO with them as well!

 

Could you possibly PM me the contact information? Greatly appreciated!!!

Message 10 of 23
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