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Valued Contributor
Posts: 1,636
Registered: ‎06-30-2016

CapitalOne Secured -> Unsecured

Add me to the list of graduated CapitalOne cards.

 

This completely defies the notion that it had to be in the original terms. Mine only stated that with good use I could see a CLI at 6 months (I did, $300). My 11th statement just cut last week.

 

They applied my security deposit to my current balance. Smiley LOL


EX08 659 EQ08 660 TU08 695 Starting: mid 300'sGoal: 700
Community Leader
Valued Contributor
Posts: 1,887
Registered: ‎02-28-2015

Re: CapitalOne Secured -> Unsecured

@lowkeyorca.

 

Congrats on the graduation.

Current Scores: 685 EQ, 680 TU, 675 EX
Goal: 700 across the board
Gardening till December 2017
AMEX Platinum NPSL| BCP| AMEX ED| BBVA NBA AMEX| Venture| QS| BoA Cash Rewards
New Contributor
Posts: 63
Registered: ‎05-24-2016
0

Re: CapitalOne Secured -> Unsecured

Cool! Did they send an email notification?
New Contributor
Posts: 113
Registered: ‎03-13-2017

Re: CapitalOne Secured -> Unsecured

Congrats!

My 11th statement should be cut tomorrow, but the updated payment is already showing on my CapOne app on my phone. Statement will show balance of
-$11.54 with $501 available credit. Minimum payment of $0 due April 16.
FICO8 Scores - Apr 11, 2017 600TU / 601EQ / 602EX
On Mortgage Journey
Starting Mortgage Scores (Feb 27) 523EQ / 547TU / 564EX
Mortgage Scores (Mar 13) 574EQ / 602TU / 571EX
Mortgage Scores (Apr 13) 600EQ / 597TU / 578 EX
Regular Contributor
Posts: 112
Registered: ‎03-07-2017

Re: CapitalOne Secured -> Unsecured

Nice. Congrats Iowkeyorca that's a nice line to graduate with
3-10-17 EQ 584 / TU 587 / EX 566
4-13-17 EQ 663 / TU 679 / EX 669

Valued Contributor
Posts: 1,636
Registered: ‎06-30-2016
0

Re: CapitalOne Secured -> Unsecured


steelholder wrote:
Cool! Did they send an email notification?

They did!

 


EX08 659 EQ08 660 TU08 695 Starting: mid 300'sGoal: 700
Established Member
Posts: 73
Registered: ‎02-21-2017
0

Re: CapitalOne Secured -> Unsecured

Nice.  from what i read; you can go on their online live chat and ask for a prodict change and see if they can upgrade you to the Quick Silver card.

Regular Contributor
Posts: 174
Registered: ‎03-16-2017
0

Re: CapitalOne Secured -> Unsecured


myyellowis300 wrote:

Nice.  from what i read; you can go on their online live chat and ask for a prodict change and see if they can upgrade you to the Quick Silver card.


Yes they will. It's quite easy. Did it last night. Granted, it was an unsecured Platinum, but the PC was very straight forward. Still waiting to get our secured card upgraded.

1 Timothy 6:10
Valued Contributor
Posts: 1,636
Registered: ‎06-30-2016
0

Re: CapitalOne Secured -> Unsecured


myyellowis300 wrote:

Nice.  from what i read; you can go on their online live chat and ask for a prodict change and see if they can upgrade you to the Quick Silver card.


can you have 2 QS cards?


EX08 659 EQ08 660 TU08 695 Starting: mid 300'sGoal: 700
New Contributor
Posts: 370
Registered: ‎02-07-2017
0

Re: CapitalOne Secured -> Unsecured

Congratulations! I've had a Cap One secured MC for just about 15 months now and my status on that card has been pretty much unchanged since I got my $300 CLI in June of last year, upping my line to $951 (I put in a $500 security deposit); I got an unsecured MC with a $3,000 line last month so I don't know how that would affect prospects of the secured card being graduated. I've actually started thinking about the possibility, after paying it down, of closing the secured card out and getting my deposit back if I get either the Visa or Amex I'm considering in the fall - of course, if Cap One does graduate me before then, that'd alter the case rather a bit!

Rebuilding credit since 2015 (BK filed 8/14, discharged 12/14) - started out in 570's, now approaching 700 (FICO 4/17:TU 627/EX 662/EQ 659 FICO 8 690 NG 2, VS 3.0 4/21/17: TU 684/EX 684/EQ 691)! $951 Cap One secured/$3000 Cap One unsecured/$800 Amazon Prime Store Card/$2500 Discover It (NEW 03-21-17)/$10k PenFed used car loan/$5k Navient student loan. In the garden until Sept. 2017 unless I get an offer I can't possibly refuse...

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