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CapitalOne bogus application

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mlew2433
Established Member

CapitalOne bogus application

So I got a rejection  letter from Capital One Secured MasterCard, however, I never applied for this card.  It does not seem like a hard pull (does not mention anything about credit bureaus and specifically mentions it will not affect my credit score), and I doubt it was fraud because who would want to open a credit card where you have to put money upfront?  Have you guys seen this before?  I called and they said they will report it as a fraudulent application etc.  I thought it was strange because the letter is dated exactly 60 days afer my 341 meeting, but I guess is probably a coincidence.

Thanks,

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