Capitol One Score analysis

[Warrior2000]

I know that this a TU Fako but in the simulator it stated that if oneI increases total CL to above 2,500, score would jump like seven points.

Any validity to this on a true score? I guess my question is you raise ur CL does it impact the points. I understand the whole UT deal but total CL makes a difference on its own?

[user5387]

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@Warrior2000 wrote:
I know that this a TU Fako but in the simulator it stated that if oneI increases total CL to above 2,500, score would jump like seven points.

Any validity to this on a true score? I guess my question is you raise ur CL does it impact the points. I understand the whole UT deal but total CL makes a difference on its own?

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I'm not aware that higher limits will help scores, beyond the obvious utilization angle.

They may help you with specific lenders or in manual underwriting situations.

[MT936]

The only thing that it would improve is your overall credit utilization % which in turn could improve your score if you currently have high balances across your cards

[Warrior2000]

Thanks!