Captial One & Judgement - Options/Opinions - Help!

[angelita1212]

Hi Everyone:

I have a judgement on my report from Capital One for a defaulted CC. The account never went to collections, they sent it straight to a lawyer.

Having been young and stupid and knowing nothing about credit, I never showed up in court. About 5 years ago, I started paying the weekly payments to the sherriff who was accepting payments for the judgement, then stopped.

I want to get this resolved and have this judgement satisfied. I don't have the cash to pay in full, what are my options?

Do I contact the law office and try to set up a settlement?

Capital One is still reporting on my CR for the amount of the judgement. Can I settle directly with them?

I want to settle this before I get any wage garnishments or bank levys.

Any help is appreciated!

[hdrider07]

Are the payments you made reflected in the balance left on the judgment?

[angelita1212]

Yes, they were reflected. But, its been so many years since I made those payments, interest has caught up.

[hdrider07]

I would contact the attorneys office who got the judgment against you and make payment arrangements with them.