Car loan charged off, still have possession of car and making monthly payments.

[Anonymous]

My car loan from Chrysler Capital is listed as charged off but I still have possession of it and I am still making my normal monthly payments. I only found out that it was charged off after visiting a bank to try to get another loan. How do I get this charge off removed from my credit score?

[Anonymous]

Having possession of the car doesn’t really have a relevance to charge off unless I’m missing something.

How long did you go without making payments or without making the minimum payments they were requiring? If you never missed a payment and always paid what was required you would have an argument they made an error, but I find that very unlikely.

This was a purchase loan or a lease?