Hello all, I was hoping someone would know what if anything can be done about this. I entered into a payment plan for 5% interest with Amex for a revolving card, not a charge card...and I repeatedly asked if this would negatively affect my credit and they said no. Now, they are keeping it as "Current" which is good at least, but now I've got a 80-point drop due to "Serious Delinquency" flag being used. I'm very afraid my other credit cards are going to start cutting limits. Does anyone know if Discover will? That's my main card that has zero balance with a 25K line. I cant lose it.
